Nicole Van has come out with a new set of textures that are just lovely.
Go ahead and take a look, you know you want to. :)
Nicole Van Photography blog
I turned Holly's image into a black and white and used her texture called Chic Washed.
Changed the blend mode on the texture to multiply. I just love it!!
Directions for my black & white process:
Press the letter D to set your colors to the default colors.
I usually make a duplicate layer. I go into the adjustment layer area and apply a gradient map. Use Ctrl E to merge it into your duplicate image. Now open a Levels adjustment layer and lighten you skin tones. This means.. move your white slider in and move your black slider in until you get an effect you like. Ctrl E to merge your levels into your image. If you want it a little lighter, you can make another duplicate layer of your black and white layer and change the blend mode to screen. Reduce the opacity of this layer way down until you like the effect.